Group Health Insurance for Self Employed or Individuals

Individual Medical Policies can be disappointing.

If you currently have an individual medical policy, or have looked into individual medical policies, you probably have been disappointed with the medical health coverage available to you. Not to mention the cost.

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There are several reasons group health insurance plans provide better coverage:
  • As an individual you bring no leverage to the bargaining table. Because the health insurance company doesn’t know how to quantify the “risk” of providing your medical coverage, it imposes higher premiums and more restrictions on your coverage.

  • A group medical health plan spreads the “risk” of covering individuals. The health insurance company figures that the cost of covering “higher risk” individuals will be offset by the group’s “lower risk” members.

  • Because the “risk” is less, group medical health plans can obtain better coverage at lower premiums.

Our individual medical insurance plans have group coverage advantages - the innovation is that we’ve developed a way for individuals and small and medium size businesses to benefit from the better coverage, and lower premiums, that until now have only been available to large employer groups.

Learn how our program can protect you and your family with the power of the group.

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This isn’t the time to wonder if you selected the right medical plan.